Himmat Card 2026 — Easy Step-by-Step Guide to Rs 10,500 Quarterly Support & Eligibility
This is not an official Punjab government website. This guide is independent, general information about the Himmat Card. For official information, always confirm on the official Punjab government portal (DPMIS) or the official helpline on 1312. For BISP-related checks, always use the 8171 portal at 8171.bisp.gov.pk or the BISP helpline on 0800-26477.
Quick answer: The Himmat Card is the Punjab government’s quarterly cash support for persons with disabilities who cannot work — Rs 10,500 every three months (Rs 42,000 a year), paid through a Bank of Punjab ATM card. To qualify you must be certified by Social Welfare Punjab, assessed by the disability board as “not fit for work”, not employed, not already receiving BISP, PSPA, Zakat or Bait-ul-Maal support, with a household PMT score of 45 or below and a Punjab-registered CNIC. There is no age limit — a disabled child can qualify through a parent or guardian. Eligible persons are shortlisted from the DPMIS disability database (no separate form, no last date); check your status at dpmis.punjab.gov.pk/himmatcard-verification or call 1312. NOTE: the programme’s formal approval was described as running until June 2025 with a possible extension, and no published extension order was verified — the Himmat Card is operating and paying, but treat any claim about a new batch date as unverified unless it appears on the official portal or is confirmed on 1312.
What Is the Himmat Card?
The Himmat Card is the Punjab government’s quarterly cash support for persons with disabilities who cannot work. Every approved cardholder receives Rs 10,500 every three months — Rs 42,000 a year, or about Rs 3,500 a month — paid through a Bank of Punjab ATM card. It is run by the Social Welfare and Bait-ul-Maal Department, Government of Punjab, and it is linked to the Disabled Persons Management Information System, known as DPMIS.
“Himmat” means courage, and the name is deliberate. The card is not a general disability allowance paid to every person with a disability. It is tightly targeted at the person whose disability leaves them unable to earn a living — the person who cannot work, has no job, and has no other support to fall back on. Three tests do that filtering: certification by the Social Welfare Department, an assessment that records the person as “not fit for work”, and a household poverty score (PMT) of 45 or below.
That targeting is what makes the Himmat Card different from a universal benefit, and it is also what causes most of the confusion about it. A person with a disability who is employed, or who already receives BISP or another cash programme, will not qualify — not because their disability is doubted, but because the card is reserved for those with no other income at all. Understanding that purpose before you apply saves a wasted trip and a needless disappointment.
The amount has gone up over time, and this matters because old figures are still circulating. An older department poster, still on the Social Welfare site, showed Rs 7,500 a quarter. The current figure — Rs 10,500 a quarter — appears on the Social Welfare Department’s Himmat Card page and in the FAQ on the official DPMIS portal, and it was confirmed by guides that read those official pages in September 2026. If you see Rs 7,500 quoted anywhere, it is an old figure. Always confirm the current amount on the DPMIS portal or the helpline on 1312 before you rely on it.
One more caution belongs at the top. The FAQ on the DPMIS portal describes the programme as approved until June 2025, with the government able to extend it. No published extension order was found by the guides that checked in September and October 2026, although the verification page was still live with its top-up notice and the department’s news list showed a review meeting on Himmat Card issuance in March 2026. That means the Himmat Card programme is operating and paying, but the formal position on future batches has not been publicly confirmed. Treat any claim about a new batch date as unverified unless it appears on the official portal or is confirmed on 1312. And as always: registration is free, the card is free, and nobody can sell you a place on the list. Anyone asking for money in the Himmat Card’s name is committing fraud.
Himmat Card at a Glance
| Himmat Card | |
|---|---|
| Payment | Rs 10,500 every three months (Rs 42,000 a year) |
| Paid through | Bank of Punjab ATM card |
| Run by | Social Welfare and Bait-ul-Maal Department, Punjab |
| For | Persons with disabilities assessed as “not fit for work” |
| Poverty score | PMT 45 or below |
| Area | Punjab only — CNIC must be registered in Punjab |
| Registration system | DPMIS (Disabled Persons Management Information System) |
| Status check | dpmis.punjab.gov.pk/himmatcard-verification |
| Helpline | 1312 |
| Age limit | No specific age limit — a child with a disability can qualify |
Who Qualifies for the Himmat Card?
You must meet all of these conditions. Missing even one can make you ineligible, so check each one honestly before you apply.
- You are a person with a disability living in Punjab. Your CNIC — or B-Form for a child — must be registered in Punjab.
- Your disability is certified by Social Welfare Punjab. You must hold a disability certificate issued through the Social Welfare Department. A medical report from a private clinic alone is not the same thing.
- You have been assessed as “not fit for work” by the disability board. This is the board’s assessment, not your own view and not your family’s view. It is the single most important test in the scheme: the card is for people whose disability prevents them from earning.
- You are not employed in any government or private job. Any employment, government or private, disqualifies you.
- You are not already receiving financial assistance from BISP, PSPA, Zakat, or Bait-ul-Maal. The published rules list these programmes as disqualifying. One point needs care: the FAQ does not clearly explain how this rule applies when another member of the household receives BISP support. If someone else in your household receives BISP, ask at the district office or on 1312 before you assume you are disqualified — or that you are safe.
- Your household PMT score is 45 or below. The PMT (Proxy Means Test) score is the poverty score from the government’s household survey. Note that this is a different cut-off from BISP Kafaalat, which uses 32 (or 37 with a disabled member) — the Himmat Card’s limit of 45 is deliberately higher, because it is measuring a different group. If you are unsure about your household’s score, check your PMT score online.
- Your record on DPMIS is complete and up to date. The household record in the disability system sits behind the poverty score, so keeping that record current matters as much as the application itself.
There is no specific age limit. A child with a disability can be enrolled for the Himmat Card by a parent or guardian, provided the child is certified and otherwise eligible. That is an important point for families who assume a support scheme is only for adults: a disabled child who cannot work and whose household is poor is exactly the kind of person the card was designed for, and a parent or guardian should apply on the child’s behalf.
Example — a man who qualifies: A man in Multan lost the use of his legs in an accident years ago. He holds a disability certificate from Social Welfare Punjab, and the disability board has assessed him as not fit for work. He has no job, his household receives no BISP or Zakat support, and his PMT score is below 45. He qualifies on every test. His household applies through the DPMIS system, and once approved he receives Rs 10,500 every quarter on his Bank of Punjab card — money that covers a real share of his household’s expenses.
Example — a disabled child: A ten-year-old girl in Gujranwala has a disability that prevents her from attending school normally and will prevent her from working as an adult. Her father, the head of the household, holds her B-Form and her disability certificate. The household is poor, with a PMT score below 45, and receives no other cash support. Her father applies on her behalf through the district Social Welfare office. There is no age bar — the tests are certification, fitness for work, poverty, and no other support — and a child can qualify.
Example — a person who does not qualify: A woman with a disability works as a school helper in a private school. Her disability is certified, but she is employed. She does not qualify for the Himmat Card, because the card is only for people who cannot work. That does not mean she has no support available: her household may still qualify for Benazir Kafaalat if its PMT score is within the Kafaalat limit, and she should check her household’s BISP position on the 8171 portal at 8171.bisp.gov.pk.
Example — a household that is unsure about the BISP rule: A disabled man lives in a household where his mother receives BISP Kafaalat. He is certified, assessed as not fit for work, unemployed, and his household PMT score is below 45. Is he disqualified because his mother receives BISP? The published rules say a person receiving BISP support is not eligible, but they do not clearly explain whether another household member’s BISP payment counts. This family should not guess — they should ask at the district Social Welfare office or call 1312 and describe their exact situation before applying.
How the Himmat Card Works — From Certification to Payment
The Himmat Card has no separate application form in the usual sense. Eligible persons are shortlisted from the Social Welfare Department’s disability database — DPMIS — rather than through an open form that anyone can submit. That is why guides describe “no last date” and “rolling registration”: there is no form deadline, because there is no standalone form. The route is: get certified, get assessed, make sure your DPMIS record is complete, and check your status on the verification page.
Step 1: Get Your Disability Certificate
If you do not already hold a disability certificate from Social Welfare Punjab, this is the first step. Go to your District Social Welfare Office with your original CNIC (or the child’s B-Form) and your medical records. The office will explain the certification process in your district. Do not pay any agent to arrange a certificate: certification is a government process, and a certificate bought from an agent is worthless and may be fraud.
Step 2: Get Assessed as “Not Fit for Work”
The disability board assesses whether you are fit for work. This assessment is the board’s decision, based on its examination. If the board records you as “not fit for work”, you pass the central test for the card. If it records you as fit for work, you do not qualify for the Himmat Card — even if you are certified as a person with a disability. Keep a copy of the assessment record.
Step 3: Make Sure Your DPMIS Record Is Complete
Your details must be complete and up to date on DPMIS, the Disabled Persons Management Information System. This is the database the department uses to shortlist eligible persons. If your record is incomplete — a missing mobile number, an old address, an unrecorded assessment — your name may never be shortlisted. Ask at the District Social Welfare Office to check your DPMIS record, and update anything that has changed.
Step 4: Check Your Status on the Verification Page
Open the DPMIS Himmat Card verification page at dpmis.punjab.gov.pk/himmatcard-verification and enter the 13-digit CNIC of the disabled person. The page will show your status. Do this yourself, or ask a trusted family member to do it with you — never hand your CNIC number to an agent or a stranger who offers to “check” it for a fee.
Step 5: Receive the Bank of Punjab Card
If you are shortlisted and approved, the Bank of Punjab issues the Himmat Card. The card is an ATM card, and the quarterly payment is loaded onto it. Keep the card and its PIN safe, and never share the PIN with anyone — including anyone who claims to be from the bank or the department. Bank staff will never ask for your PIN.
Step 6: Collect Your Quarterly Payment
Rs 10,500 is paid every three months onto the card. Beneficiaries usually receive an SMS when the payment arrives. Withdraw the money from a Bank of Punjab ATM, and keep the receipt. If a payment is late or missing, check your status on the verification page first, then call the helpline on 1312 or visit the District Social Welfare Office. Do not pay anyone to “release” a delayed payment.
Your Before-You-Apply Checklist for the Himmat Card
- ☐ I hold a disability certificate from Social Welfare Punjab (or I know how to get one from the District Social Welfare Office).
- ☐ The disability board has assessed me as “not fit for work”.
- ☐ I am not employed in any government or private job.
- ☐ I am not receiving BISP, PSPA, Zakat, or Bait-ul-Maal support (or I have asked the district office how the rule applies to my household).
- ☐ My household PMT score is 45 or below — checked on our PMT score guide.
- ☐ My CNIC is registered in Punjab.
- ☐ My DPMIS record is complete and up to date.
- ☐ I have checked my status on dpmis.punjab.gov.pk/himmatcard-verification myself, or with a trusted family member.
- ☐ I have not paid anyone any fee.
Himmat Card vs Other Cash Support — Which One Applies to You?
A household with a disabled member often qualifies for more than one scheme, and it is easy to apply for the wrong one — or to assume that one payment replaces another. The table below separates them.
| Himmat Card | Benazir Kafaalat | PSPA Humqadam | |
|---|---|---|---|
| Who it is for | Persons with disabilities assessed as not fit for work, in Punjab | Low-income households nationwide | Poor persons with disabilities (PSPA programme) |
| Amount | Rs 10,500 every quarter | Rs 14,500 per quarter for the Oct–Dec 2026 cycle, per the government’s June 2026 announcement, rising to Rs 18,000 planned from January 2027 — check the exact amount for your cycle on the 8171 portal | Monthly cash support — confirm the current amount on the official source |
| PMT limit | 45 or below | 32 (37 with a disabled member) | Confirm on the official source |
| Paid through | Bank of Punjab ATM card | Authorised payment points and bank channels | Confirm on the official source |
| Can you receive both? | No — not if you already receive BISP or PSPA support | No — not alongside the Himmat Card if the rules treat them as overlapping | No — the rules list PSPA support as disqualifying for the Himmat Card |
The key point is the overlap rule. The Himmat Card’s published rules say you cannot receive it alongside BISP, PSPA, Zakat, or Bait-ul-Maal support. That means a household must choose the right programme and apply to the one that fits — not apply to all of them and hope one sticks. If your household already receives Benazir Kafaalat, check carefully before applying for the Himmat Card, and ask the district office whether the disabled person’s own eligibility is affected by another household member’s payment.
PSPA also runs Humqadam, a monthly cash programme for poor disabled persons, noted in an update of 11 October 2026. This guide does not state Humqadam’s amount or rules, because they were not verified in this session — if you are considering Humqadam, confirm its current terms through the official PSPA channel before you choose between the two programmes.
Himmat Card: Using the Payment Well
Rs 10,500 every three months is about Rs 3,500 a month. It will not cover a household’s full expenses, and it is not meant to. It is a support payment — a contribution towards the extra costs that disability brings, and towards the household’s basic needs when the disabled person cannot earn. Using it well means planning around the quarterly rhythm rather than spending it all in the first week.
The most common mistake is to treat the payment as a windfall. It arrives as a lump sum, and it is tempting to spend it at once. A steadier approach is to divide it mentally into three months: set aside the share for the coming month’s essentials, keep a small reserve for medicine or transport to the hospital, and only then consider anything else. Medicine is the expense most often forgotten — many disabilities need regular medicine, and a missed month of medicine can mean a hospital visit that costs far more than the medicine itself.
Transport is the second hidden cost. A person with a disability often needs transport to the hospital, to the Social Welfare office, and to the ATM. If the quarterly payment is spent on something else, those trips become impossible — and a missed hospital appointment or a missed verification visit can cost more than the fare saved. Keep a small transport reserve from each payment.
Finally, keep the paperwork in order. Keep the disability certificate, the assessment record, the card, and a record of each payment in one place. If your DPMIS record ever needs updating, or if a payment goes missing, you will need those documents — and finding them in a hurry, after a problem has already started, is far harder than keeping them together now.
Himmat Card: Common Questions
How much does the Himmat Card pay? Rs 10,500 every three months, or Rs 42,000 a year, paid through a Bank of Punjab ATM card. An older figure of Rs 7,500 a quarter still appears in some places — that is an old figure. Confirm the current amount on the DPMIS portal or the helpline on 1312.
Who can apply for the Himmat Card? A person with a disability living in Punjab, certified by Social Welfare Punjab, assessed by the disability board as “not fit for work”, not employed, not already receiving BISP, PSPA, Zakat, or Bait-ul-Maal support, with a household PMT score of 45 or below and a Punjab-registered CNIC. There is no specific age limit.
Is there an age limit for the Himmat Card? No. A child with a disability can qualify if certified and otherwise eligible, with a parent or guardian applying on the child’s behalf.
How do I check my Himmat Card status? Open the DPMIS Himmat Card verification page at dpmis.punjab.gov.pk/himmatcard-verification and enter the 13-digit CNIC of the disabled person. Never give your CNIC number to an agent who offers to check it for a fee.
Is there a last date to apply? No last date has been officially announced, because there is no separate Himmat Card form. Eligible persons are shortlisted from the DPMIS disability database. Keep your DPMIS record complete and up to date, and check your status on the verification page.
Can I receive the Himmat Card and BISP Kafaalat at the same time? According to the published rules, no — a person receiving BISP support is not eligible for the Himmat Card. The rules do not clearly explain how this applies when another household member receives BISP, so ask at the District Social Welfare Office or call 1312 about your exact situation.
What is the Himmat Card helpline? The official helpline is 1312. Use it to confirm the amount, your status, and the current position on future batches — and never share your card PIN with anyone who calls you.
Conclusion
The Himmat Card exists for a person in a very specific and difficult position: a person with a disability who cannot work, who has no job, and whose household is poor and unsupported. Rs 10,500 every quarter will not transform that household’s life, but it is steady, it is regular, and it is the disabled person’s own — money that arrives on their own card, in their own name, without depending on anyone else’s goodwill.
If that describes you or someone in your family, the steps for the Himmat Card are clear: get the disability certificate, get the board’s assessment, make sure the DPMIS record is complete, and check your status on the verification page. If the board has assessed you as fit for work, or you are employed, the card is not for you — and your household’s support is more likely to come from Benazir Kafaalat or the Benazir Mazdoor Card, which you should check instead. If the disabled person is a widow, the Widow Sahara Card may also be relevant — check its rules separately, because its eligibility tests differ from the Himmat Card’s. And if a payment is ever delayed, or anyone ever asks you for money in the Himmat Card’s name, call 1312 or the BISP helpline on 0800-26477. The card is free. The support is yours by right if you qualify — and nobody in between should ever take a share of it.
